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Renters Insurance - the Landlord is most likely not liable.
Landlords Require. More on Renters Insurance
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· Office of the Attorney General - consumer protection information including complaint Free forms and hotline number. 

MOLD - is it in your home or apartment? Learn what to do now.

Normal wear and Tear and  your security deposit.

Renters Insurance - Renters Insurance Guide - Apartments, Homes, Condos.

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 Tenant Responsibilities - Tenant rights and Responsibilities 

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West Virginia  Security Deposits

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Are you currently looking to rent a home or apartment, or living somewhere without a written lease? Although oral leases are legally binding in West Virginia and offer the advantage of flexibility, you may want to consider a written lease.

A lease can be for any period of time, and offers you protection from unexpected rent increases. It also spells out your and the landlord's responsibilities concerning repairs, subleases, insurance, security deposits and related issues. Leases are generally prepared by the landlord, but a tenant may also prepare one, and a tenant is certainly allowed to negotiate the terms contained in any lease. A written lease defines the rules of the game before you start to play -- be sure to carefully read its terms and don't sign until you understand all the clauses.

Learn more about West Virginia Security Deposits and getting back your deposit.

Also see RentLaw.com Guides to MOLD, NORMAL WEAR AND TEAR

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