A current or former of the United States Military typically has a number of benefits to either rent or buy a home.

General Rules for Eligibility 

Determine if you are eligible for VA home loan benefits.

Q: How do I apply for a VA guaranteed loan? 

A: You can apply for a VA loan with any mortgage lender that participates in the VA home loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the lender that you are eligible for a VA loan.

To request a Certificate of Eligibility for VA home loan benefits, you must complete VA Form 26-1880 and submit it to one of the VA Eligibility Centers along with acceptable proof of service as described on the instruction page of the form.

Pamphlets on the VA Home Loan Program On-line copies of VA Home Loan Pamphlets.

The VA Loan Guaranty Service is the organization within the Veterans Benefits Administration charged with the responsibility of administering the home loan program.

Information on Specially Adapted Housing for disabled veterans

Click here for information on the Special Adapted Housing program for certain seriously disabled veterans.

VA Regional Loan Centers

Addresses, telephone numbers & websites of the Regional Loan Centers.

Contact VA Loan Guaranty Service

E-mail Loan Guaranty Service

Interest Rate Reduction Refinancing Loans  

Have interest rates fallen since you obtained your VA loan? Do you have an Adjustable Rate VA loan that you want to convert to a fixed rate loan? 
The IRRRL program, also called the VA streamlined refinancing program, may be for you. No appraisal or underwriting is required and a certificate of eligibility is not necessary.