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Section 8 Housing Vouchers - HUD and Affordability

The Section 8 Rental Voucher Program enables affordable housing choices for very low-income households by permitting families to choose privately owned rental housing. Section 8 (Housing Choice) tenants qualify for federal housing assistance for a number of different reasons.  There are no racial, ethnical or other criteria over who may or may not qualify.

af·ford·a·ble   That can be afforded: affordable housing

af·ford-have the financial means; bear the cost: able to afford a new car.

Poor people in America? Not here, right? Section 8, homeless shelters, Food Banks, Public Assistance and Food Stamps.  Not in your community? Think again. Learn more about the history of Section 8 and Public Housing.

HOW IT WORKS: The tenant-based program which means eligible families with a certificate or voucher find and lease a unit and pay a portion of a reasonable rent. Their portion is based on income, generally around 30% OR LESS. The local housing authority (PHA) pays the owner the remaining rent, capped by the Fair Market Rent (FMR) or a fixed percentage. The housing authorities determine the reasonable rent and the FMR is determined by the United States Department of Housing and Urban Development (HUD). The landlord does not have to accept the FMR as rent - they may ask more or less. 
As a landlord who "accepts" Section 8, it may provide some stability in your cash flow. Be open to it when someone asks you "do you accept section 8".


Find More Housing Voucher Information
 
Example
: California Section 8

The purpose of many federal and state programs is to assist those less fortunate. Many programs come and go.
One basic and hardest requirements to fulfill is that
of housing for the poor or
AFFORDABLE HOUSING.

SECTION 8 DIRECTORY

The New York City Section 8 program is the largest in the United States. They serve over 270,000 New Yorkers. Over 29,000 landlords currently participate in the program.

GO TO THE SECTION 8 DIRECTORY 
Find your State Section 8 Program 

Section 8 Guides
GO TO THE SECTION 8 DIRECTORY

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