renters insurance
apartment Insurance

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Renters Insurance or Apartment insurance policies protect you in the event of loss to your personal property and protect you in the event you're liable for injury or property damage to others in your rented Apartment, Home or Condo. 
you may get Renters Insurance prices from several insurers with 
An estimated 75% of Renters do not have Renters Insurance coverage.

Landlords and complexes are
requiring Renters Insurance as a condition to rent. 


Suppose you have visitors to your apartment and someone slips on a wet kitchen floor and breaks an arm?  Who is responsible for the medical costs? In most circumstances you, the tenant are and NOT the landlord.
Renters Insurance in general provides "named peril" coverage, meaning the policy states specifically what you are insured against. Renter's Insurance Letter - for Landlords to give to Tenants

Give to Tenants to Advise them of Renters Insurance Requirement
Your Renters Insurance Quote - Tip & Save


This is the ideal time to review your insurance - for your rented property. Something as simple as changing zip codes may impact your rates. 

To learn more, compare rates for your new apartment, condo or home with RENTERS INSURANCE

Once you complete the form, an agent will contact you to discuss your requirements for home / renters insurance.

 Renters Insurance may cover  

Repair or replacement of your personal property damaged, destroyed or stolen as the result of various types of peril -- fire or lightning, windstorm or hail, explosions, smoke, vandalism, theft, damage by glass, electrical surge damage, and water-related damage from home utilities, and more. If your home is made unlivable by one of these perils, Renters insurance will pay for the associated expenses. Coverage is usually limited to a percent of the total value of the policy. Renter's insurance can even cover you for personal possessions that don't happen to be in the apartment at the time of the loss.

 Landlord is Responsible, right?

Many renters assume their landlord's policy covers their belongings as well. That's not the case, and they often don't find that out until after a disaster or a robbery. Your landlord's policy doesn't cover anything that's yours. The only exception to this would be if the loss was caused by negligence on the part of your landlord, and then you would still have to prove it in court. This is where Renters Insurance comes in.


More information may be available from these Renters Insurance providers:

Renters Insurance

Homeowners Insurance Guide