to our Colorado Insurance Guides.
Colorado Division of Insurance regulates insurance in Colorado.
law does not require a consumer to purchase homeowners insurance.
However, if your home is financed, the mortgage company will
require coverage to protect their interest in the property.
There are various forms of insurance including homeowner,
condominium, renters and mobile home. All of these forms
provide property and liability coverage. The property
coverage will insure against perils such as fire, wind and hail.
The liability coverage protects you in the event someone other
than the insured is injured on your property. Your policy
contract will explain all of the insured coverages and the
exclusions. The various homeowner policies will not insure
you for flood. If you need to purchase flood insurance
contact your company representative. It is important that
you read your policy contract and understand its limitations.
If you have any questions about your homeowner coverage contact
your company representative or you may contact the Colorado
Division of Insurance at 303-894-7499
are designed to indemnify (cover your loss) you in the event of a loss to your personal property and protect you in the
event you are responsible for bodily injury or property damage to