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Installment Credit
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Credit accounts in
which the debt is divided into amounts to be paid successively
at specified intervals. |
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Investigation
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The process a
consumer credit reporting agency goes through in order to
verify credit report information disputed by a consumer. The
credit grantor who supplied the information is contacted and
asked to review the information and report back; they will
tell us that the information is accurate as it appears, or
they will give us corrected information to update the report. |
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Investigative Consumer
Reports
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These are consumer
reports that are usually done for background checks, security
clearances and other sensitive jobs. An investigative consumer
report might contain information obtained from a credit
report, but it is more comprehensive than a credit report. It
contains subjective material on an individual's character,
habits and mode of living, which is obtained through
interviews of associates. Experian does not provide
investigative consumer reports. |
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Involuntary Bankruptcy
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A petition filed
by certain credit grantors to have a debtor judged bankrupt.
If the bankruptcy is granted, it is known as an involuntary
bankruptcy. |
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Item-specific Statement
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Offers an
explanation about a particular trade or public record item on
your report, and it appears with that item on the credit
report. Only one item specific statement may be added to an
item. |
Every