|
Date filed
|
The date that a public
record was awarded. |
|
Date of Status
|
On the credit report,
date the creditor last reported information about this account. |
|
Date Opened
|
On the credit report,
indicates the date an account was opened. |
|
Date resolved
|
The completion date of
satisfaction date or a public record item. |
|
Delinquent
|
Accounts classified into
categories according to the time past due. Common classifications
are 30, 60, 90 and 120 days past due. Special classifications also
include charge-off, repossession, transferred, etc. |
|
Direct Marketing
|
Names and addresses of
consumers are obtained from a credit bureau based on a number of
criteria requested by a store or company. Then the consumer receives
a mailing, generally offering a product or service. Catalogs are the
largest users of direct marketing. |
|
Discharge
|
Granted by the court to
release a debtor from most of his debts that were included in a
bankruptcy. Any debts not included in the bankruptcy, alimony, child
support, liability for willful and malicious conduct and certain
student loans cannot be discharged. |
|
Dismissed
|
When a consumer files a
bankruptcy, the judge may decide to not allow the consumer to
continue with the bankruptcy. If the judge rules against the
petition, the bankruptcy is known as dismissed. |
|
Disclosure
|
Giving the consumer the
nature and substance of what is in his or her credit report as
outlined by the FCRA. |
Every